FEMA Flood Risk & Insurance

Talking to Home Buyers About Flood Risk and Flood

Floods can happen anywhere. They are not limited to coastal areas or to devastating tropical storms. Flooding can be caused by heavy rains, melting snow, inadequate drainage systems, or failed flood control structures such as levees and dams. In fact, floods are the most common natural disaster in the U.S. and most homeowners insurance does not cover damage it causes.

As a Realtor®, potential home buyers rely on you to help them understand the oftentimes confusing home buying process and protect their financial investment. Flood risk and flood insurance are important topics that home buyers should be aware of. 

What to Know and Say About Flood Risk and Flood Insurance 
Designed for Realtors®, this flyer clarifies what you should know about flood risk and flood insurance, and how you can talk about it with your customers. 
View flyer

Protect Your New Home: What to Ask Your Insurance Agent

Designed for the home buyer to use in discussions with their insurance agent, this reference heet serves as a checklist for the home buyer to ensure their new investment is adequately protected. View checklist 

For more information and articles, visit NARs Field Guid to Flood Insurance